“Can I really get my Medicare Part B Premium back?!” That is what all the advertisements on TV keep telling us. These ads are rambling on and on about getting $144 added back on to your Social Security check. At Senior Solutions Group, we receive multiple phone calls about this weekly and honestly it isn’t as cut and dry as they make it sound.
To me, it seems almost criminal how much advertising is done about this very thing, on TV and with mailers. It is making an already confusing area of life, Medicare benefits and insurance, that much more confusing to seniors. The benefit “Medicare Part B Premium back” is real, but often doesn’t apply to where a majority of our clients live.
What happens when I call in?
What a great majority of these advertisers are hoping is that you will call into their 800 number but then the odds are you will find out that the benefit isn’t available to you. Next they will steer you towards one of their other products. Their products may be a great answer for your Medicare and healthcare needs. I would always make sure they are doing what is best for YOU though and not selling you products. Is the plan they tell you about taken by your doctor? Do they know about the local Medicare plans offered in your county? Often, not always, these 800 numbers from TV advertisements and mailers are selling their product, not finding out what is best for you. Lastly, make sure your prescriptions drugs are covered!
Resources:
Watch this video of Rick MacDermid explaining who may qualify for this benefit and how confusing it can be. The article that he references in this video can also be found here.
Do you have more Medicare questions and need answers? Check out our FAQ page on our website.