Yes you need more than just Medicare A and B!
Here is an example of why:
Let’s say you only have original Medicare (A and B) and you fall and get hurt. You could end up using an ambulance to get to the hospital. For the ambulance cost alone you will pay 20% of that bill if you only have Medicare A and B. The same holds true for your ER visit. If you are then admitted, you will have to pay $1484 as a deductible. After staying at the hospital for three nights you many need to go to a skilled nursing care to rehab, Medicare will cover 20 days at 100%. After that, the next 80 days YOU will have to cover at a cost of $185 a day or about $15,000.
The reality is that Medicare by itself will not take care of you if you have a major expense. You will find yourself paying a great deal of the cost too.
Find a plan that helps cover the 20%.
This is where we can help you decide the best way to supplement original Medicare, either with a Medicare Supplement Plan or a Medicare Advantage plan. We have a process that we have developed to make finding a Medicare Supplement Plan, or Medicare Advantage Plan easy and hassle free.
Check out this video from Rick on needing more than Medicare A and B.
Find other great answers to Medicare questions.
We love this great resource page as well on enrolling in Medicare.